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Certificates of Deposit

With a wide range of terms and competitive interest rates, On Tap Certificates of Deposit, or CDs, are safe, convenient and earn a higher interest rate than a regular savings account.

Term Certificates

Stash your cash from as few as 3 months to as long as 60 months. On Tap Credit Union CDs require a minimum deposit of $500. Dividends are earned and compounded monthly based on your average daily balance. Early withdrawal penalties may apply.

Jumbo Certificates

For big savers, we offer Jumbo Certificates available for initial deposits of $50,000 or more. The Jumbo rate is higher than the current rate on each of our regular CDs of the same term. Dividends are earned and compounded monthly based on your average daily balance. Early withdrawal penalties may apply.

Youth 12-Month Certificates

This exclusive certificate is available for members 18 and younger. It requires a minimum deposit of only $25, and you can make additional deposits throughout the term of the certificate. The certificate is available at the same rate as our regular 12-month CD with dividends earned and compounded monthly based on average daily balance. Early withdrawal penalties may apply.

 

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