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Online Banking & Bill Pay

Business Credit Cards



FLEXABLE, ACCESSIBLE CREDIT SOLUTIONS FOR YOUR COLORADO BUSINESS

With an On Tap Business Credit Card, add flexibility and fluidity to the way your Colorado business operates or acquire the equipment, supplies, and inventory you need to help your company succeed.
 
 

NEED A BUSINESS LOAN OR CREDIT CARD UNDER $50,000?

 APPLY FOR A FAST CRAFT LOAN
 

LOOKING FOR A LOAN OR CREDIT CARD OVER $50,000?

 APPLY FOR A LARGER BUSINESS LOAN

 


Have questions you want to ask first?
Connect with our business loan experts.
 
 CONNECT WITH US

 
 
 

HOW CAN WE HELP YOUR BUSINESS SUCCEED?

Cash Flow Management
Stay fluid and flexible to offset seasonal lulls or unexpected costs.

Inventory

Cover upfront costs of the raw materials, finished goods, or supplies you need to fuel future sales.

 
Equipment
Acquire or upgrade the equipment you need to improve operations or expand your business capabilities.



Low Fixed Rates
Always low, always fixed rates that won't go up just because your credit score changes.

Enhanced Security

Know that your transactions are safe with EMV chip technology to protect your data, Lock It™ Card Control that allows you to turn your card on and off, and SecurLOCK® to guard against fraud.


 
 
 
Fewer fees
- No Annual Fees -
- No Balance Transfer Fees -
- No Cash Advance Fees -
Save more by avoiding unnecessary fees just to access your funds.





 



CALCULATE YOUR SAVINGS
Compare how fast you could pay off your credit card debt with a lower interest rate.
 
 CALCULATE AND COMPARE


 

PAY THE CONVENIENT WAY WITH DIGITAL WALLETS

Looking for a faster, more convenient way to pay? Check out these digital wallet options and access your cards with the tap of your phone.
 
 SET UP YOUR DIGITAL WALLET
 
 
 
 


GET MORE BACK WITH BREW REWARDS FROM ON TAP
With Brew Rewards you get to pick the rewards that fit your lifestyle.
 



Earn One Point For Every Purchase Dollar You Spend Using Your Card



Select How You Want To Redeem Points Online Or Via Mobile Device



Enjoy Cash Back Or Save On Travel, Gift Cards, Merchandise, And More

SIGN IN TO ONLINE BANKING OR VISIT THE BREW REWARDS WEBSITE TO SEE YOUR POINTS
 BREW REWARDS


 


 

HERE'S WHAT YOU CAN EXPECT WITH ON TAP

Member Owned

Being member owned means our local professionals are dedicated to you and supporting the success of your business.

Crafted Solutions

Every business is unique, and the way you bank should be too. We're here to craft solutions that fit your needs for today and your dreams for tomorrow.

Business Services

Banking, loans, merchant services, insurance, and even payroll and HR support. We're along for your journey every step of the way.


 

 

“When we left On Tap Credit Union after signing for our brewery business loan, my co-workers and I were saying, ‘I didn’t know credit union people could be OUR people.’ You care about the community and your employees, you share our love of quality, and you work to make a difference.” 
 
Kate, Betsy, and Jen
Lady Justice Brewing
Members since 2017



 

All The In-Betweens Your Business Needs To Succeed

 
 

Merchant Services

Payment collection, e-commerce, credit card acceptance, non-profit programs, social media support, and so much more!
 
 MERCHANT SERVICES

 

HR and Payroll Support

 Intuitive, easy-to-use solutions to simplify your day and provide support when you need it – freeing you to focus on what you do best.
 
 HR AND PAYROLL SUPPORT
 

Insurance


Life happens. Protect yourself and your business. On Tap Insurance Agency offers a variety of plans to help you make sure you're covered.
 
 BUSINESS INSURANCE




Access your On Tap accounts any time, from anywhere, on any device.
 
Monitor cash flow, make deposits, pay bills, and bank with confidence 24/7

● View balances, transaction history and check images
● View, pay or cancel bill payments
● Mobile check deposits
● Transfer funds
● Set up custom reminders and alerts

Visit the App Store or Google Play to download the On Tap Mobile Banking app for your Android or iPhone.
 
Already a member but haven't registered for Online and Mobile Banking yet?
Sign up now for this convenient service!





READY TO BECOME AN ON TAP BUSINESS MEMBER?

Applications take just a few minutes!

 OPEN A BUSINESS ACCOUNT

 

Not sure where to start? Our business advocates can help!
 LET'S CONNECT TO CRAFT A PLAN
 





LOOKING FOR OTHER RESOURCES?

 
Business Checking
Flexible
Accessible
Fluid

Your money - when and where you need it. 
 
 BUSINESS CHECKING SOLUTIONS
 
Business Savings
Thinking about your next big move?
So are we!
 
Let's craft a solution to fit your short-term or long-term savings goals so we can make your dreams a reality.  
 
 BUSINESS SAVINGS SOLUTIONS

Business Investing
Wealth management from growth to retirement. 
 
We're dedicated to helping you find the right strategy for you, your business, and your employees.
 INVESTMENT AND WEALTH MANAGEMENT


 
 
For our full credit card disclosure, click here.







































*APR = Annual Percentage Rate. Conditions, restrictions and credit approval apply. Refer to your Credit Card Agreement for complete information.

**Visa’s Zero Liability Policy does not apply to certain commercial card transactions and anonymous prepaid card transactions or transactions not processed by Visa. Cardholders must use care in protecting their card and notify their issuing financial institution immediately of any unauthorized use and for additional details.