Free Colorado Checking Accounts
COLORADO FREE CHECKING ACCOUNTS
Your checking account at On Tap is backed by our locally based teams in Colorado who are dedicated to crafting effective and personalized financial solutions that are customized to fit your needs today and your goals for tomorrow.
Become a member and get your new account started online.
HAVE QUESTIONS?
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More ATMs Than Breweries In Colorado
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No Monthly Service Charges
No Minimum Balance Requirements
Online and Mobile Banking
Built-In Security and Fraud Protection
Nationwide Shared Branches
More ATMs Than Breweries In Colorado
No Monthly Service Charges
No Minimum Balance Requirements
Online and Mobile Banking
Built-In Security and Fraud Protection
Nationwide Shared Branches
UNIQUE COLORADO DEBIT CARDS
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UNIQUE COLORADO DEBIT CARDS
BANK ANYTIME, ANYWHERE
Online and Mobile Banking
Move Money and Pay Bills
Set Notifications and Alerts
Track Your FICO Score
Lock Your Debit Card
Pay In Store On With Your Phone
Co-Op Shared Branches Nationwide
Free ATMs Nationwide
Visit the App Store or Google Play to download the On Tap Mobile Banking app for your Android or iPhone.**
Already a member but haven't registered for Online and Mobile Banking yet?
Sign up now for this convenient service!
HERE'S WHAT YOU CAN EXPECT WITH ON TAP
Member Owned
Being member owned means our local professionals are dedicated to you and your financial success no matter what your next adventure in life may be.
Crafted Solutions
Every person is unique, and the way you bank should be too. We're here to craft solutions that fit your needs for today and your dreams for tomorrow.
Full Service
Banking, auto, home, credit cards, insurance, retirement, investments, and total wealth management. We're along for your journey every step of the way.
Teen Debit Accounts
Set your teen up for financial success without sacrificing your ability to monitor and coach them on their spending.
55+ Checking Accounts
Receive your first book of checks each year free and plus a complimentary Retirement and Wealth Management consultation.
Business Checking
Manage your business funds with ease and secure the fluidity your company needs to operate efficiently and successfully.
Teen Debit Accounts
Set your teen up for financial success without sacrificing your ability to monitor and coach them on their spending.
55+ Checking Accounts
Receive your first book of checks each year free and plus a complimentary Retirement and Wealth Management consultation.
Business Checking
Manage your business funds with ease and secure the fluidity your company needs to operate efficiently and successfully.
READY TO GET STARTED?
Applications online in less than 5 minutes.
READY TO GET STARTED?
Applications online in less than 5 minutes.
Already a member?
Add checking to your account here or through your online banking portal.
Prefer to talk with a local financial expert first?
LOOKING FOR OTHER RESOURCES?
Certificates of Deposit
Higher-yield savings set for the term you choose with as little as $500 to start.
Low-Rate Credit Cards
Build credit and stay cash fluid in the case of emergency with a fixed rate credit card.
Even More Savings Options
You don't have to lock your cash away to get the best savings rates in Colorado.
SAVINGS ACCOUNTS STARTING AT 5.00 % APY***
SAVINGS ACCOUNTS STARTING AT 5.00 % APY***
“I have been banking here since I was a child. Always so impressed with the customer service here. I called to get some assistance with my account today, and Gabriel was amazing. I highly recommend banking here. I also have a loan here for a vehicle, and the interest rate was the lowest around.”
Jordanne S., On Tap Credit Union Member
*Subject to IRS dividend reporting. Must mention this promotion at the time of account opening to qualify. A $5 par membership share with On Tap Credit Union is required. Checking account and direct deposit must be maintained for six (6) months after the date opened.
**Data charges may apply.
***APY = Annual Percentage Yield