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Online Banking & Bill Pay
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Free Colorado Checking Accounts


COLORADO FREE CHECKING ACCOUNTS


Your checking account at On Tap is backed by our locally based teams in Colorado who are dedicated to crafting effective and personalized financial solutions that are customized to fit your needs today and your goals for tomorrow.

 

Become a member and get your new account started online.

I'M READY TO CRAFT MY CHECKING ACCOUNT

 

HAVE QUESTIONS? 

LET'S CONNECT TO CRAFT A PLAN

 

 
 

More ATMs Than Breweries In Colorado

No Monthly Service Charges

No Minimum Balance Requirements

Online and Mobile Banking

Built-In Security and Fraud Protection

Nationwide Shared Branches



 
 


UNIQUE COLORADO DEBIT CARDS


CHOOSE YOUR CARD DESIGN



 
 
 

BANK ANYTIME, ANYWHERE

  

Online and Mobile Banking

Move Money and Pay Bills

Set Notifications and Alerts

Track Your FICO Score

Lock Your Debit Card

Pay In Store On With Your Phone

Co-Op Shared Branches Nationwide

Free ATMs Nationwide


 

Visit the App Store or Google Play to download the On Tap Mobile Banking app for your Android or iPhone.**

Already a member but haven't registered for Online and Mobile Banking yet?
Sign up now for this convenient service!
 
ENROLL NOW!
 
 
 







 

HERE'S WHAT YOU CAN EXPECT WITH ON TAP


Member Owned

Being member owned means our local professionals are dedicated to you and your financial success no matter what your next adventure in life may be.

Crafted Solutions

Every person is unique, and the way you bank should be too. We're here to craft solutions that fit your needs for today and your dreams for tomorrow.

Full Service 

Banking, auto, home, credit cards, insurance, retirement, investments, and total wealth management. We're along for your journey every step of the way.


 

 

 

 
 

Teen Debit Accounts


Set your teen up for financial success without sacrificing your ability to monitor and coach them on their spending.

55+ Checking Accounts

Receive your first book of checks each year free and plus a complimentary Retirement and Wealth Management consultation.

Business Checking 

Manage your business funds with ease and secure the fluidity your company needs to operate efficiently and successfully.



READY TO GET STARTED?

Applications online in less than 5 minutes.

I'M READY TO CRAFT MY CHECKING ACCOUNT



Already a member? 
Add checking to your account here or through your online banking portal.
ADD CHECKING TO MY ACCOUNT



Prefer to talk with a local financial expert first?

LET'S CONNECT TO CRAFT A PLAN




LOOKING FOR OTHER RESOURCES?


Certificates of Deposit

 
Higher-yield savings set for the term you choose with as little as $500 to start.

LEARN ABOUT CERTIFICATES
 
 


Low-Rate Credit Cards

 
Build credit and stay cash fluid in the case of emergency with a fixed rate credit card.
 
CREDIT CARDS
 
 

Even More Savings Options


You don't have to lock your cash away to get the best savings rates in Colorado.
 
SEE ALL OUR SAVINGS RATES
 
 

SAVINGS ACCOUNTS STARTING AT 5.00 % APY***

 
 
 
 

“I have been banking here since I was a child. Always so impressed with the customer service here. I called to get some assistance with my account today, and Gabriel was amazing. I highly recommend banking here. I also have a loan here for a vehicle, and the interest rate was the lowest around.”

Jordanne S., On Tap Credit Union Member



























































Two tents pitched in a mountain meadow
*Subject to IRS dividend reporting. Must mention this promotion at the time of account opening to qualify. A $5 par membership share with On Tap Credit Union is required. Checking account and direct deposit must be maintained for six (6) months after the date opened.
**Data charges may apply. 
***APY = Annual Percentage Yield