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Colorado Mortgages and Home Loans

FEEL LIKE MOUNTAINS ARE EASIER TO TACKLE THAN MORTGAGES?




DOWN PAYMENT GRANTS AND ASSISTANCE



WHICH SOLUTION CAN WE GUIDE YOU THROUGH?

 

On Tap Approves 97% of Mortgage Applications***

***Based on 2021 On Tap Mortgage Purchase and Refinance Applications
 

BUYING MY FIRST HOME

BUYING MY NEXT HOME

NEW PURCHASE

REFINANCING MY CURRENT HOME

REFINANCE



SHORT-TERM REFINANCE

MANAGING MY MORTGAGE WITH ON TAP

Make a payment and view your loan.

ACCESS MY MORTGAGE


TAPPING INTO MY HOME EQUITY

NOT SURE WHERE TO START?

Review your options with our experts.





































Two tents pitched in a mountain meadow


* APR = Annual Percentage Rate. The interest and annual percentage rates (APRs) shown are subject to change without notice. The actual interest and annual percentage rate offered may differ depending on your credit qualifications, credit scores, loan to value ratio, type of property, and transaction type. Rates will not be locked until a complete application with all the required supporting documents has been provided and a review of the file has been completed. Rates can be locked for up to 60 days. Maximum conforming loan amount is $625,000. Jumbo loans may be available for loan amounts above $625,000. Financing is available for second homes, condominiums, and investment properties. Some restrictions may apply.

** Maximum combined loan to value 90%. ARM = Adjustable Rate Mortgage. Rate fixed for initial 3,5,7, and 10 yr period then becomes adjustable and may increase or decrease once a year after the fixed term. Maximum rate adjustment after fixed period is 2% per year and 6% over the life of the loan. Index 1 year Treasury Bill. Example of Owner Occupied, single family home, 90% maximum loan to value, 1yr Treasury Rate 1.07%, loan amount of $200,000, 30yr term, 3-1 ARM, Rate 3%, APR 3.197, Year 1 through 3 principal and interest payment $843.21; Year 4 principal and interest $843.21 - $1,053; Year 5, principal and interest $843.21 - $1280; Year 6-30 $843 - $1,520. Rates advertised may be different based on credit history. Some restrictions may apply, terms and conditions are subject to change without notice.