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Mortgages

Home Loans and You!

For more than 60 years we have been helping our neighbors and members buy, build, refinance, and remodel their homes.  Whether you are a first-time homebuyer or a seasoned homeowner, we make it easy.

Let us help you find the home loan that works best for you

 

Make a Payment

To make your mortgage payment click on the payment button for your loan’s corresponding servicer. If you do not know your servicer please contact us at 303.279.6414, so that we can help you with your payment.
 

Useful Links

 
To learn more about Mortgages, visit our financial education platform, Tips On Tap.


FIXED RATE MORTGAGES
A traditional mortgage is often a good choice.  This mortgage has a fixed term and interest rate, monthly principal and interest payments that never change, and no prepayment penalty.  
ADJUSTABLE RATE MORTGAGES (ARMS)
ARMs generally offer a lower initial rate that adjusts periodically throughout the life of the loan.


 FAST TRACK LOAN
Pay off your mortgage and own your home in as little as 10 years with our Fast Track mortgage loan. There is no prepayment penalty and a low fixed rate! 
JUMBO LOANS
Dream BIG and we’ll help you get there!

For home purchases that exceed the FHFA County Loan Limit, we offer a Jumbo ARM loan. On Tap Credit Union’s jumbo loan product allows qualified borrowers to access up to 90 percent of the loan-to-value of the home being purchased. This means that some borrowers will only need 10 percent of the home’s purchase price or value (whichever is less) as a down payment, with no mortgage insurance required. 


Learn why some Online Scores are different than other Mortgage Scores

Learn about the variety of scoring models used and why they differ from one place to the next. Your lender is not trying to pull something over on you!

“After our car loan, we knew that we wanted On Tap Credit Union for our home loan. While house hunting, Leslie worked with us to get pre-approved with a great interest rate and had all of the paperwork set when we were ready to make an offer. We signed papers on our dream house on our first wedding anniversary!”  

Rachel & Diego R. , Members Since 2010


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Preferred Realtors

 












Ian and Leslie in Golden Branch photos side by side

Contact Us Today!


Contact Us For Rates!

Ian Pertner, Home Loan Consultant

NMLS#996100

Leslie Larson, Home Loan Consultant

NMLS#449654






















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