Home Loans and You!
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|FIXED RATE MORTGAGES|
A traditional mortgage is often a good choice. This mortgage has a fixed term and interest rate, monthly principal and interest payments that never change, and no prepayment penalty.
|ADJUSTABLE RATE MORTGAGES (ARMS)|
ARMs generally offer a lower initial rate that adjusts periodically throughout the life of the loan.
|FAST TRACK LOAN|
Pay off your mortgage and own your home in as little as 10 years with our Fast Track mortgage loan. There is no prepayment penalty and a low fixed rate!
Dream BIG and we’ll help you get there!
For home purchases that exceed the FHFA County Loan Limit, we offer a Jumbo ARM loan. On Tap Credit Union’s jumbo loan product allows qualified borrowers to access up to 90 percent of the loan-to-value of the home being purchased. This means that some borrowers will only need 10 percent of the home’s purchase price or value (whichever is less) as a down payment, with no mortgage insurance required.
Learn why some Online Scores are different than other Mortgage Scores
“After our car loan, we knew that we wanted On Tap Credit Union for our home loan. While house hunting, Leslie worked with us to get pre-approved with a great interest rate and had all of the paperwork set when we were ready to make an offer. We signed papers on our dream house on our first wedding anniversary!”
Rachel & Diego R. , Members Since 2010