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Online Banking & Bill Pay
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Youth Accounts

Brewster Savings Club
Our Brewster Savings Club is a great way to get kids excited about saving. 

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Tip:  Financial education combined with a deposit account experience at an early age can shape a young person's financial identity, attitudes, and habits in a way that can last for a lifetime. (Source: FDIC)

Learn-To-Earn Savings Club
For our members 18 years of age or younger, we offer a special Learn-to-Earn Savings Club that allows them to earn a premium rate on savings dollars on balances up to $3,000. The one-year maturity allows the flexibility of choosing an initial maturity date that coincides with a savings goal. Dividends are compounded and credited monthly. Early withdrawal penalties may apply.

Youth Certificate
Members 18 or younger can watch their savings grow faster with just a $25 minimum deposit in a Youth Certificate. Throughout the term of this 12-month Certificate, our young members can make unlimited additional deposits. The Youth Certificate offers the same rate as the regular 12-month certificate with dividends earned and compounded monthly based on average daily balance. Early withdrawal penalties may apply.
“I spent the day calling around to credit unions in the area to explore some options for my son to begin banking. The service I received is the reason I decided to choose On Tap. They are so kind, informative and helpful, and even went out of the way to provide me information that I didn’t even ask for, like scholarship options for my son!“
Maggie H. , Member Since 2015

Contact a financial advocate
to open your account today!

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