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Free Colorado Savings and Checking Accounts For Kids and Teens
NEVER TOO EARLY TO LEARN HOW TO SAVE
Good Financial Habits Last A Lifetime
Get your youth account started online.
Prefer to speak with an expert directly?
Solutions Crafted For Kids Of All Ages
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Brewster
Savings Club
Get your child excited about saving. Savings and $5 deposit required for membership. Get access to all our resources and start building healthy financial habits that will last a lifetime.
Learn-to-Earn
Savings Club
Earn a premium rate on balances up to $3,000. Choose your own initial annual maturity date to match your savings goals. Dividends compounded and credited monthly.
Youth
Certificate
12-month certificate with dividends earned and compounded monthly based on average daily balance. $25 minimum to open. Unlimited additional deposits.
Even More Options For Teens
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Free Teen Checking
Being a teen is hard. We're making at least one thing easier. Available for teens ages 13-17 with a parent or guardian’s signature. This full-service account includes all of the features and perks of our regular On Tap Free Checking Account.
Connected and in Control
Bank anywhere, anytime with Online and Mobile Banking. Monitor transactions, set up automatic transfers, create custom alerts, control card access, and assist your teen in learning to budget and manage their own money the right way.
Prepare For the Future
Your teen has a future filled with possibilities. From navigating student loans and financial aid to building credit and learning how to manage a budget, we've got the resources your teen needs to succeed as they take on new responsibilities.
Have questions? Contact us at 303.279.6414 or request to connect online.
“I spent the day calling around to credit unions in the area to explore some options for my son to begin banking. The service I received is the reason I decided to choose On Tap. They are so kind, informative and helpful, and even went out of the way to provide me information that I didn’t even ask for, like scholarship options for my son!“Maggie H. , Member Since 2015
Ready to open a youth account with your child?
FAQ: WHAT DO I NEED TO OPEN A YOUTH ACCOUNT?
Youth accounts are for ages 17 and under and will require a parent or guardian to sign for and co-manage the account. $5 opening deposit required for membership.
RESOURCES AND FINANCIAL EDUCATION
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*APY = Annual Percentage Yield. Minimum opening deposit and balance to earn the stated rate is $25. Minimum term to earn stated rate is 12 months. Rate is accurate as of 11/11/2022. Early withdrawal penalties apply. Penalties and withdrawals will reduce earnings. Federally Insured by NCUA.