BUSINESS SAVINGS & INVESTMENT

Rates

Business Money Market Accounts
Business Certificates of Deposit

Business Money Market Accounts

Balance	Dividend Rate	APY*
$2,500-$24,999	0.300%	0.30%
$25,000-$49,999	0.349%	0.35%
$50,000-$99,999	0.399%	0.40%
$100,000+	0.499%	0.50%

Effective: january 2, 2019

Minimum opening balance: $2,500.00
Minimum required balance to avoid fees: $2,500.00
Minimum balance to earn lowest rate listed: $2,500.00
Balance method: average daily balance
Fee for minimum balance not met: $10.00

Account transfer limitations apply
Rates shown are subject to change after account is opened
Dividends: compounded monthly; credited monthly
Fees can reduce earnings

*Annual Percentage Yield

Term Certificates

Length	Dividend Rate	APY*
6 Month CD	1.292%	1.30%
12 Month CD	1.982%	2.00%

Effective: january 2, 2019

Minimum opening deposit: $500.00

Minimum balance required to earn stated rate: $500.00

Balance method: average daily balance

Monthly account fee: None

Rates shown are subject to change

Dividends: compounded monthly; credited monthly

Early withdrawal penalties apply

Dividend withdrawal: allowed

Additional deposit: not permitted

*Annual Percentage Yield

Jumbo Certificates

Length	Dividend Rate	APY*
6 Month CD	1.342%	1.35%
12 Month CD	2.031%	2.05%

Effective: january 2, 2019

Minimum opening deposit: $50,000.00

Minimum balance required to earn stated rate: $50,000.00

Balance method: average daily balance

Monthly account fee: None

Rates shown are subject to change

Dividends: compounded monthly; credited monthly

Early withdrawal penalties apply

Dividend withdrawal: allowed

Additional deposit: not permitted

*Annual Percentage Yield