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Vehicle Loans

Get instant loan approval
before you shop for your next vehicle

With rates starting as low as 3.24%, On Tap® provides low-cost financing for a wide range of new and pre-owned vehicles, including:

  • Cars
  • Trucks
  • Motorcycles
  • RVs
  • ATVs
  • Boats
  • Jet Skis
  • Dirt Bikes
  • Camping Trailers
  • Fifth Wheels 
If you're looking to become a member, purchase from a dealer or private seller, or to refinance your current auto loan, click the link below. 
*If purchasing from a dealer, once you're approved, go to the dealer of your choice and ask for On Tap Credit Union financing.



Why did I receive a notice
about providing proof of insurance?

Your loan agreement requires you to maintain comprehensive and collision coverage on your vehicle for the term of your loan. We require that you provide us evidence that you have obtained acceptable insurance coverage as outlined in the loan agreement by providing  an Insurance Declaration showing the following:

  • Comprehensive AND Collision Coverage
  • Deductibles for comprehensive and collision (not exceeding $1,000)
  • Credit union listed as loss payee/lien holder as follows:
    On Tap Credit Union
    816 Washington Avenue
    Golden, CO 80401-1095
  • Correct collateral description, including the year, make, model and complete VIN
  • Borrower/Insured name
  • Insurance company name
  • Policy number
  • Coverage effective/renewal date

Let us help you!

Click on the link below and provide the requested information, which will allow us to assist you in verifying your insurance coverage. 

Get Started

Protect yourself and your family by getting loan protection on your auto loans and credit cards

On Tap Credit Union's Loan Protection provides peace of mind that your loans are secure in case of an unforeseen event that could impact your ability to make your payments.

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The vehicle you've financed may be worth less than what you borrowed

High vehicle prices, low down payment, long term financing, negative equity from previous car loan, sales tax, dealer fees, and warranty services financed into the loan can negatively impact you as all of these factors contribute to the value of the vehicle used to secure the loan being worth less than the outstanding balance on your loan.

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Route 66 Roadside Assistance & Warranty

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road.

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Coverage comes in all sizes

Save time shopping and let us do the work for you! On Tap Insurance Agency saves our members $680 a year on average. Apply for your free quote today and compare! 


Apply for your free quote

Learn More About Auto Insurance Options

Take a look at our rates!

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