Vehicle Loans

 *3-2-1 Auto Refinance:  APR = Annual Percentage Rate. Use Promo Code: 321RIDE. Offer ends 12/31/2025. Offer valid on loans over $7,500. Receive 3 months of no payments, $200 cash back, and 1% off your current APR on auto or truck loans refinanced from other institutions. 3 months = 90 days. Auto refinance floor rate is as low as 5.49% APR. For example, a $10,000 loan for 60 months at 5.49% APR would have monthly payments of approximately $190.97. Cashback is considered a bonus and may be reported on IRS Form 1099. Interest accrues during the deferral period and may extend loan terms; payments may be made during this period. To qualify, you must be in good standing with On Tap Credit Union (no delinquent or charged-off loans and positive account balances). Loans are subject to credit approval, with conditions and rates varying by loan term, vehicle model year, and creditworthiness. Existing On Tap Credit Union loans are not eligible for refinancing. This promotion cannot be combined with any other offer. On Tap Credit Union reserves the right to modify or discontinue this offer at any time without notice.

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