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Vehicle Loans
Get instant loan approval
before you shop for your next vehicle
With rates starting as low as 3.24%, On Tap® provides low-cost financing for a wide range of new and pre-owned vehicles, including:
- Cars
- Trucks
- Motorcycles
- RVs
- ATVs
- Boats
- Jet Skis
- Dirt Bikes
- Camping Trailers
- Fifth Wheels
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JOIN | APPLY FOR A LOAN | REFINANCE
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If you're looking to become a member, purchase from a dealer or private seller, or to refinance your current auto loan, click the link below.
*If purchasing from a dealer, once you're approved, go to the dealer of your choice and ask for On Tap Credit Union financing.
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Providing Proof of Insurance
Why did I receive a notice
about providing proof of insurance?
Your loan agreement requires you to maintain comprehensive and collision coverage on your vehicle for the term of your loan. We require that you provide us evidence that you have obtained acceptable insurance coverage as outlined in the loan agreement by providing an Insurance Declaration showing the following:
- Comprehensive AND Collision Coverage
- Deductibles for comprehensive and collision (not exceeding $1,000)
- Credit union listed as loss payee/lien holder as follows:
On Tap Credit Union
816 Washington Avenue
Golden, CO 80401-1095
- Correct collateral description, including the year, make, model and complete VIN
- Borrower/Insured name
- Insurance company name
- Policy number
- Coverage effective/renewal date
Let us help you!
Click on the link below and provide the requested information, which will allow us to assist you in verifying your insurance coverage.
Loan Protection
GAP Protection
The vehicle you've financed may be worth less than what you borrowed
High vehicle prices, low down payment, long term financing, negative equity from previous car loan, sales tax, dealer fees, and warranty services financed into the loan can negatively impact you as all of these factors contribute to the value of the vehicle used to secure the loan being worth less than the outstanding balance on your loan.
Route 66 Warranty & Roadside Assistance
Save on insurance with on tap insurance agency
Coverage comes in all sizes
Save time shopping and let us do the work for you! On Tap Insurance Agency saves our members $680 a year on average. Apply for your free quote today and compare!
Learn More About Auto Insurance Options
