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STOP LOSING HUNDREDS TO UNNECESSARY DEBT
I'M READY TO APPLY

I WANT TO SPEAK WITH AN EXPERT FIRST





Pour On The Rewards With 

2X Rewards Points

This Prime Day:  July 8 - 11*

 

Amazon Prime Day is almost here and so is your chance to earn 2X rewards points when you shop with your On Tap Rewards Card! From July 8–11, every Amazon purchase you make with your rewards card will earn 2X points. That means more rewards for everything from gadgets to gear, and maybe even a beer fridge upgrade.


 

 

 

 

SWITCH TO A LOW INTEREST CREDIT CARD FROM ON TAP

Consolidate Debt With 6.99% APR* On Balance Transfers For The First Year

Two Unique Card Types - Always Low Rates
SUMMIT VISA®
Our classic VISA card with
the lowest rate.
REWARDS VISA®
Earn reward points for
every dollar you spend.





Discover The Benefits


no annual
fees

no balance transfer fees

no cash advance fees

low
rates

fraud protection

rewards done your way*

*Reward card option only. View points in Online or Mobile banking or visit our Brew Rewards website.


ADDITIONAL SECURITY INFO AND OPTIONS

Click An Option Below To Learn More

Enhanced Security
Loan Protection
Extras




GET MORE BACK WITH BREW REWARDS FROM ON TAP
With Brew Rewards you get to pick the rewards that fit your lifestyle.
 

Earn One Point For Every Purchase Dollar You Spend Using Your Card

Select How You Want To Redeem Points Online Or Via Mobile Device

Enjoy Cash Back Or Save On Travel, Gift Cards, Merchandise, And More

SIGN IN TO ONLINE BANKING OR VISIT THE BREW REWARDS WEBSITE TO SEE YOUR POINTS
ENROLL FOR REWARDS!


 

PAY THE CONVENIENT WAY WITH DIGITAL WALLETS

Looking for a faster, more convenient way to pay? Check out these digital wallet options and access your cards with the tap of your phone.

GET YOUR DIGITAL WALLET SET UP



CRAFT THE CARD THAT'S RIGHT FOR YOU IN 4 EASY STEPS
 


 

STEP 1: COMPARE YOUR OPTIONS
On Tap
Summit 
Rewards
 FirstBank Chase
PURCHASE APR
STARTS AT
10.90% 
13.90% 
 15.15% 14.99%
BALANCE TRANSFER
APR STARTS AT
10.90% 
13.90%
 18.15% 14.99%
CASH ADVANCE APR
STARTS AT
10.90% 
13.90%
 18.15% 24.99%
ANNUAL FEE
$0
$0
 $0 $0
BALANCE TRANSFER FEE
$0
$0
 $2 or 2.5% Of Each Transfer (Whichever Is Higher) $5 or 5% Of Each Transfer (Whichever Is Higher)
CASH ADVANCE FEE
$0
$0
 $2 or 2.5% Of Each Transaction (Whichever Is Higher) $10 or 2.5% Of Each Transaction (Whichever Is Higher)

(Sourced from chase.com and efirstbank.com as of November 22, 2021)



STEP 2: CALCULATE YOUR SAVINGS
Compare how fast you could pay off your credit card debt with a lower interest rate.

CALCULATE AND COMPARE



 
STEP 3: CHOOSE YOUR DESIGN
Explore our exclusive designs that celebrate your favorite Colorado beers and the sites that make our state so unique.

CHOOSE YOUR DESIGN




STEP 4: APPLY FOR YOUR CARD IN LESS THAN 5 MINUTES
Complete your refreshingly fast application in less time than it takes to finish your favorite beverage.
 
I'M READY TO APPLY
I WANT TO SPEAK WITH AN EXPERT FIRST



“We were able to consolidate our debts into one credit card with a lower interest rate. We refinanced both our cars and we are now credit card debt free!! This means more vacation time for the family!”
Jennifer C. Member Since 2008
For our full credit card disclosure, click here.













































































*Offer valid 7/8/25–7/11/25 for current On Tap Credit Union Rewards Credit Card Cardholders. 2X points (2 points per $1) apply only to amazon.com purchases. Points post within 2 billing cycles. Account must be in good standing. Offer may be modified or withdrawn without notice.
 
**Credit Cards. APR = Annual Percentage Rate. Conditions, restrictions, and credit approval apply. The offer may end at any time. The introductory period is twelve billing cycles from the date the credit card account is opened. The balance of purchases you make during the introductory period will return to your regular qualified rate at the end of the introductory period if you do not pay it in full. After the introductory period, all purchases and balance transfers made will be subject to your qualified APR. Refer to your Credit Card Agreement for complete information. OTCU membership of $5 is required. Federally Insured by NCUA