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Business Checking
Tap into our business checking accounts
Our checking accounts are easy, convenient and secure with features including On Tap Online Banking and Bill Pay. Check your balance and account activity or search your statements and payment history whenever you like from your laptop, tablet or smartphone. Create your own alerts to let you know if your account balance is low. Bank anywhere, anytime with On Tap Mobile Banking. All of our checking accounts come loaded with these features:
- No ATM fees at thousands of CO-OP ATMs
- Free Visa® Debit Card
- Free On Tap Online & Mobile Banking
- Free On Tap Bill Pay
- Free On Tap E-statements
- Cash Back Rewards
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DESCRIPTION
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BUSINESS CHECKING
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BUSINESS CHECKING PLUS
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Interest |
N/A |
.15%+ |
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Minimum Opening Deposit |
$100 |
$100 |
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Interest/Dividends |
No |
Yes |
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Minimum Balance to obtain APY |
N/A |
$0.01 |
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Cash Amount Free |
$5,000.00 |
$6,000.00 |
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Excessive Cash Rate Fee ($0.10/$100) |
0.1000% |
0.1000% |
| Free Transactions |
150 |
300 |
| Excessive Transaction Fee |
$0.25 per item |
$0.25 per item |
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Minimum Average Balance |
$1,000 |
$7,500 |
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Minimum Balance Fee |
$10 |
$15 |
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Monthly Paper Statement |
$10 |
$10 |
The more your business grows, the more we give back to your business with our Business Checking Plus Account. This interest-bearing checking account rewards you:
- .15% APY* for balances up to $50,000
- .25% APY* for balances $50,000+ - $100,000
- .449% APY* for balances over $100,000
*Annual Percentage Yield (APY) is based on average daily balances in your Business Checking Plus account.
Minimum average balances apply.
HAVE A QUESTION?
CONTACT US
On Tap Debit Cards now offer cash back Rewards!
Simply register your card, see current offers at popular national and local retailers, and start getting cash back. Retailer savings change through-out the year so check back often.
Choose an Overdraft Protection option
Choose one of the following convenient options to protect yourself from returned checks, late payments and other inconveniences caused by insufficient funds.
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SAVINGS ACCOUNT
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Designate a savings account as your overdraft account. If you withdraw more than is available in your checking account, we’ll automatically transfer the exact amount needed to cover the transaction up to your available funds. Transfer fees and restrictions may apply.
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ON TAP CREDIT CARD
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Open an On Tap Credit Card and tie it to your checking account. If you don't use it, it costs nothing. If you have insufficient funds in your checking account to cover a purchase, it will be charged to your credit card.
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