In the wake of the recent Equifax data breach that compromised the personal information of up to 143 million people, credit fraud has once again become top of mind for many consumers. While industry experts will say that it’s virtually impossible to fully protect yourself against identify fraud, which can include things like someone obtaining a drivers license in your name, there are steps you can take to protect yourself from credit fraud.

College costs seem to be rising every year, with tuition and fees currently averaging more than $8,000 per year for in-state students at a state school, to more than $20,000 per year for out-of-state students at a state institution, to more than $28,000 per year for private universities. While the long-term benefits of a college degree can outweigh the costs, coming up with the money now, when you need it, can be a challenge.