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Buying Your Next Home In Colorado



FEEL LIKE MOUNTAINS ARE EASIER TO TACKLE THAN MORTGAGES?

Trust On Tap to guide you through your next home purchase. 

 

Ready to begin?

START CRAFTING YOUR HOME PURCHASE
 
 


GETTING HELP WITH YOUR DOWN PAYMENT IS EASIER THAN YOU THINK



DOWN PAYMENT GRANTS AND ASSISTANCE


HERE'S WHAT YOU CAN EXPECT WITH ON TAP


On Tap Approves 97% of Mortgage Applications***

***Based on 2021 On Tap Mortgage Purchase and Refinance Applications
 

locally

crafted

Home-grown mortgage solutions crafted right in your back yard.

tailored

to you

Loan options designed to fit your unique situation.

Seal of

pre-approval

Get pre-approved on your loan and know what you can afford.


Have questions you want to ask first? Give us a call at 720.507.9322 or request a call from our experts.

REQUEST A CONSULTATION


COMPARE YOUR RATE OPTIONS

Annual Percentage Rates (APR) effective as of 8:15 AM on June 10th, 2022.
Rates subject to change without notice.
 
10 Year Fixed Rate
as low as
 
4.625% APR
15 Year Fixed Rate
as low as
 
5.000% APR
20 Year Fixed Rate
as low as
 
5.500% APR
30 Year Fixed Rate
as low as
 
5.750% APR

 












YOU DON'T HAVE TO CLIMB A MOUNTAIN TO GET EVERY ADVENTURE GOING


Download our free Homebuyers Guide to get your next move started.

DOWNLOAD YOUR FREE GUIDE























3 Steps To Purchasing Your Next Home

                     

STEP 1: LEARN WHAT YOU NEED TO SUCCEED

How To Qualify For A Home Loan
 
Watch and learn why some online scores are different than other mortgage scores.

WATCH NOW


Try our mortgage loan calculator and compare what you could be saving.

CALCULATE

Get your annual free credit report and know what your lender will see.

GET YOUR REPORT



 

STEP 2: GET YOUR PRE-APPROVAL

Take some time to review your budget and consider what you can afford to spend. Be sure to include room in your budget to save for unexpected expenses. When you’re ready, our experts are here to craft a plan that fits your terms. 

I'M READY TO GET PRE-APPROVED



STEP 3: CHOOSE THE RIGHT TEAM FOR YOU

MEET OUR HOME LOAN EXPERTS

Ian and Leslie in Golden Branch photos side by side

Ian Pertner

NMLS#996100

Leslie Larson

NMLS#449654

 

RATES ARE CHANGING EVERY DAY!

Contact us to get started at 720.507.9322 or request a call back online.
 
REQUEST A CONSULTATION

 



“Leslie Larson was an outstanding home loan consultant. She answered all of my questions and concerns and guided me seamlessly through the entire process.” – Kelly F.

Two tents pitched in a mountain meadow







LOOKING FOR A DIFFERENT TYPE OF LOAN?

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HOME REFINANCING
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FIRST HOME PURCHASE
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HOME EQUITY OPTIONS

* APR = Annual Percentage Rate. The interest and annual percentage rates (APRs) shown are subject to change without notice. The actual interest and annual percentage rate offered may differ depending on your credit qualifications, credit scores, loan to value ratio, type of property, and transaction type. Rates will not be locked until a complete application with all the required supporting documents has been provided and a review of the file has been completed. Rates can be locked for up to 60 days. Maximum conforming loan amount is $625,000. Jumbo loans may be available for loan amounts above $625,000. Financing is available for second homes, condominiums, and investment properties. Some restrictions may apply.

** Maximum combined loan to value 90%. ARM = Adjustable Rate Mortgage. Rate fixed for initial 3,5,7, and 10 yr period then becomes adjustable and may increase or decrease once a year after the fixed term. Maximum rate adjustment after fixed period is 2% per year and 6% over the life of the loan. Index 1 year Treasury Bill. Example of Owner Occupied, single family home, 90% maximum loan to value, 1yr Treasury Rate 1.07%, loan amount of $200,000, 30yr term, 3-1 ARM, Rate 3%, APR 3.197, Year 1 through 3 principal and interest payment $843.21; Year 4 principal and interest $843.21 - $1,053; Year 5, principal and interest $843.21 - $1280; Year 6-30 $843 - $1,520. Rates advertised may be different based on credit history. Some restrictions may apply, terms and conditions are subject to change without notice.