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Online Banking & Bill Pay

Business Savings



COLORADO BUSINESS SAVINGS ACCOUNTS CRAFTED TO GROW YOUR WEALTH CONFIDENTLY

At On Tap, we're dedicated to crafting effective and personalized financial solutions for our Colorado business partners that are strategic, affordable, and customized to fit the needs of your business.
 

 

NEW TO ON TAP?

Become a member and get your new account started online.

OPEN A BUSINESS ACCOUNT

 

HAVE QUESTIONS?

CONNECT WITH US

 

CURRENT MEMBER?

Log in to Online Banking to add a new savings to your account faster. 
ADD SAVINGS TO YOUR ACCOUNT
 
  

Don't have On Tap Online Banking?  

ADD SAVINGS HERE

 


 

 

COLORADO BUSINESS SAVINGS CRAFTED TO MEET YOUR GOALS

Quick Access

Hold cash reserves for convenient access or overdraft coverage.
 

Equipment

Cut down on interest costs for new equipment vital to your business.

Long-Term Expansion
Earn interest while you prepare your plans for future growth.


Unexpected Needs

Provide a cushion for unanticipated downturns or to offset seasonal lulls.

Tax Holdings

Set cash aside throughout the year so you're prepared come tax season.


Cash Flow Management

Set and maintain a budget that keeps your business standing strong.



Have a savings goal you're working toward?

See how much you need to save each month to make it happen.

CALCULATE






HERE'S WHAT YOU CAN EXPECT WITH ON TAP

Member Owned Colorado Proud

Being member owned means our local professionals are dedicated to you and supporting the success of your business.

Crafted Solutions

Every business is unique, and the way you bank should be too. We're here to craft solutions that fit your needs for today and your dreams for tomorrow.

Business Services

Banking, loans, merchant services, insurance, and even payroll and HR support. We're along for your journey every step of the way.



INCLUDED IN YOUR MEMBERSHIP 

  • Free On Tap Online and Mobile Banking
  • No ATM Fees at Thousands of CO-OP ATMs Nationwide
  • Free On Tap E-statements
  • Free On Tap Bill Pay 
  • Free Visa® Debit Card
  • Free Coin Machines


 

 


COMPARE COLORADO BUSINESS SAVINGS OPTIONS

Peak Tiered Savings

from

5.00% APY*

Dividend Rate: 4.889%
 
to

0.10% APY*

Dividend Rate: 0.100%


12 Month CD


4.50% APY*

Dividend Rate: 4.410%




6 Month CD


4.00% APY*

Dividend Rate: 3.928%



Money Market Accounts

from

1.75% APY*

Dividend Rate: 1.736 % 
 
to

2.00% APY*

Dividend Rate: 1.982%


 



Basic Savings


0.05% APY*

Dividend Rate: 0.050 %




SEE ALL OUR BUSINESS SAVINGS RATES


SHOP BUSINESS RATES

 
EARN INTEREST ON YOUR CASH AT HAND WITH BUSINESS CHECKING PLUS
 
 
DESCRIPTION
 
BUSINESS CHECKING

 
BUSINESS CHECKING PLUS

Interest

N/A

0.10% to 0.15% APY*

Minimum Opening Deposit

$100

$100

Interest/Dividends

No

Yes

Minimum Balance to obtain APY

N/A

$0.01

Cash Amount Free

$5,000.00

$6,000.00

Excessive Cash Rate Fee ($0.10/$100)

0.1000%

0.1000%

Free Transactions

150

300

Excessive Transaction Fee

$0.25 per item

$0.25 per item

Minimum Average Balance

$1,000

$7,500

Minimum Balance Fee

$10

$15

Monthly Paper Statement

$10

$10

The more your business grows, the more we give back to your business with our Business Checking Plus Account. This interest-bearing checking account rewards you with a higher return on balances over $50,000.
 
 
 
 
 
 
Access your On Tap accounts any time, from anywhere, on any device.
 

Monitor cash flow, make deposits, pay bills, and bank with confidence 24/7


● View balances, transaction history and check images
● View, pay or cancel bill payments
● Mobile check deposits
● Transfer funds
● Set up custom reminders and alerts



Visit the App Store or Google Play to download the On Tap Mobile Banking app for your Android or iPhone.

Already a member but haven't registered for Online and Mobile Banking yet?
Sign up now for this convenient service!
ENROLL NOW!
 


 
 

READY TO GET STARTED?

Applications take just a few minutes!

START YOUR BUSINESS ACCOUNT

 

Not sure where to start? Our business advocates can help!
LET'S CONNECT TO CRAFT A PLAN
 




LOOKING FOR OTHER RESOURCES?

 

Business Loans


Add flexibility and fluidity to the way your business operates or acquire the equipment and space you need or make your dreams of a major expansion a reality.
 
BUSINESS LOAN SOLUTIONS
 

Business Checking

Convenient, secure access to your money when you need it.
 
Stay in control of your finances no matter where or when you need to bank. 
 
BUSINESS CHECKING SOLUTIONS
 

Investments

Wealth management from growth to retirement. 
 
We're dedicated to helping you find the right strategy for you, your business, and your employees.
 
INVESTMENT AND WEALTH MANAGEMENT



Merchant Services

Payment collection, e-commerce, credit card acceptance, non-profit programs, social media support, and so much more!
 
MERCHANT SERVICES


HR and Payroll Support

 Intuitive, easy-to-use solutions to simplify your day and provide support when you need it – freeing you to focus on what you do best.
 
HR AND PAYROLL SUPPORT


Insurance


Life happens. Protect yourself and your business. On Tap Insurance Agency offers a variety of plans to help you make sure you're covered.
 
BUSINESS INSURANCE























 







 
 






 

 
 



*APY = Annual Percentage Yield