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Business Savings
Choose the Business Savings That Are Right For You!
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BASIC SAVINGS ACCOUNT
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Every On Tap member gets a Basic Savings Account with a required minimum deposit of $25. The money is yours and stays in your account. Savings account dividends are earned and compounded monthly. Your account has no monthly service charge.
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PEAK TIERED SAVINGS
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Savings That You Can Cheers To! Earn more from the start with our On Tap Peak Tiered Savings Account. Unlike traditional savings accounts, this savings account gives you the highest rate on the lowest tiers. That means you earn a better rate of return on lower balances, while still earning a competitive rate on higher balances.
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TERM CERTIFICATES OF DEPOSIT
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Stash your cash for 6 months or 12 months. On Tap Credit Union CDs require a minimum deposit of $500. Dividends are earned and compounded monthly based on your average daily balance. Early withdrawal penalties may apply.
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JUMBO CERTIFICATES OF DEPOSIT
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For big savers, we offer Jumbo Certificates available for initial deposits of $50,000 or more. The Jumbo rate is higher than the current rate on each of our regular CDs of the same term. Dividends are earned and compounded monthly based on your average daily balance. Early withdrawal penalties may apply.
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MONEY MARKET ACCOUNTS
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Money Market Accounts are savings accounts with a twist - you meet a higher minimum balance, you earn more money, and you still have easy access to your cash.
Money Markets have no time frame for maturity, so there's no penalty for early withdrawal, although monthly withdrawal limits apply. There is a minimum opening balance and minimum balance required.
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COIN MACHINES
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Coin machines to turn your loose change into dollars are available in both of our branches and are free to members.
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