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Online Banking & Bill Pay

Personal Loans Crafted For You

Spend Less On Unnecessary Interest And More Time Enjoying Life




ENJOY THE GIFT OF LOWER DEBT THIS HOLIDAY SEASON

Personal Loans As Low As 6.74% APR*

Gain confidence in your finances and lower debt now through December 31st!
 
 

Apply For Your Holiday Loan Online In Minutes

Use Promo Code: HOLIDAYLOAN2025 

 
 
 

 

HERE'S WHAT TO EXPECT WITH ON TAP


 
 



 
Have questions or prefer to talk with us about your options? 
I WANT TO SPEAK WITH AN EXPERT
 




Spread more cheer while spending less of your hard earned cash.
Learn about how you can save more using a personal loan compared to credit cards.
 
CHECK OUT OUR BLOG
 
 
 
 

3 Easy Steps To Get Your Application Started

                       


STEP 1 : ESTIMATE YOUR SAVINGS

Know what you will pay and start planning your budget. Use this calculator to determine how much you need or how much you can afford. 
 
CALCULATE YOUR SAVINGS

 
 

 

STEP 2 : Know What You Need To Apply 

                       
 
Contact our experts today to learn about your credit score, prepare your budget, and craft your plan of action to accomplish your goal. 
 
REQUEST TO SPEAK WITH AN EXPERT
 
 

 

STEP 3 : APPLY

Simple applications, done in the time it could take you to finish a beverage.
Complete your application and relax knowing that our financial experts will be back with your money-saving solution shortly.
 
I'M READY TO CRAFT MY PERSONAL LOAN
 
 
“I originally received a personal loan to help me build my credit, now I am on my way to purchasing another vehicle! The more I do with On Tap Credit Union the better life gets. Everyone is so helpful and kind, I can’t wait to work with you when I purchase my new house in the future.”
Janice C. , Member Since 2017













































































 *Holiday Personal Loans - APR = Annual Percentage Rate. Offer valid 11/1/25–12/31/25. Must use promo code: HOLIDAYLOAN2025.  Rate and loans are subject to credit approval. On Tap Credit Union reserves the right to modify or discontinue this offer at any time without notice.


*Must have automatic payments for the lowest available rate. Subject to credit approval. Requires par membership of $5. Some restrictions may apply. Federally insured by NCUA.