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Business Loans



COLORADO BUSINESS LOANS AND CREDIT CARDS CRAFTED TO FIT YOUR GOALS

Add flexibility and fluidity to the way your Colorado business operates or acquire the equipment and space you need to make your dreams of expansion a reality.
 
 

NEED A BUSINESS LOAN OR CREDIT CARD UNDER $50,000?

APPLY FOR A FAST CRAFT LOAN

LOOKING FOR A LOAN OR CREDIT CARD OVER $50,000?

 APPLY FOR A LARGER BUSINESS LOAN
 

Have questions you want to ask first?
Connect with our business loan experts.
 
 CONNECT WITH US
 

 


HOW CAN WE HELP YOUR BUSINESS SUCCEED?

Business Vehicles
Take your services on the road, transport goods and equipment, and meet with your customers anywhere.

Commercial Space
Move into or renovate the office, retail space, or warehouse that best fits your business operations.


Equipment
Acquire or upgrade the equipment you need to improve operations or expand your business capabilities.


Inventory

Cover upfront costs of the raw materials, finished goods, or supplies you need to fuel future sales.

Cash Flow Management

Stay fluid and flexible to offset seasonal lulls or unexpected costs.

Construction

Expand or improve your facilities with a new building or remodel designed specifically for you.


RUN THE NUMBERS

See how much you can borrow.

 CALCULATE THE BEST FIT FOR YOU



HERE'S WHAT YOU CAN EXPECT WITH ON TAP

Member Owned

Being member owned means our local professionals are dedicated to you and supporting the success of your business.

Crafted Solutions

Every business is unique, and the way you bank should be too. We're here to craft solutions that fit your needs for today and your dreams for tomorrow.

Business Services

Banking, loans, merchant services, insurance, and even payroll and HR support. We're along for your journey every step of the way.


 

 

“When we left On Tap Credit Union after signing for our brewery business loan, my co-workers and I were saying, ‘I didn’t know credit union people could be OUR people.’ You care about the community and your employees, you share our love of quality, and you work to make a difference.” 
 
Kate, Betsy, and Jen
Lady Justice Brewing
Members since 2017



 

All The In-Betweens Your Business Needs To Succeed

 
 

Merchant Services

Payment collection, e-commerce, credit card acceptance, non-profit programs, social media support, and so much more!
 
 MERCHANT SERVICES


 

HR and Payroll Support

 Intuitive, easy-to-use solutions to simplify your day and provide support when you need it – freeing you to focus on what you do best.
 
 HR AND PAYROLL SUPPORT
 

Insurance


Life happens. Protect yourself and your business. On Tap Insurance Agency offers a variety of plans to help you make sure you're covered.
 
 BUSINESS INSURANCE





Access your On Tap accounts any time, from anywhere, on any device.
 
Monitor cash flow, make deposits, pay bills, and bank with confidence 24/7

● View balances, transaction history and check images
● View, pay or cancel bill payments
● Mobile check deposits
● Transfer funds
● Set up custom reminders and alerts

Visit the App Store or Google Play to download the On Tap Mobile Banking app for your Android or iPhone.
 
Already a member but haven't registered for Online and Mobile Banking yet?
Sign up now for this convenient service!





READY TO BECOME AN ON TAP BUSINESS MEMBER?

Applications take just a few minutes!

 OPEN A BUSINESS ACCOUNT

 
Not sure where to start? Our business advocates can help!
 LET'S CONNECT TO CRAFT A PLAN
 





LOOKING FOR OTHER RESOURCES?

 
Business Checking
Flexible
Accessible
Fluid

Your money - when and where you need it. 
 
 BUSINESS CHECKING SOLUTIONS
 
Business Savings
Thinking about your next big move?
So are we!
 
Let's craft a solution to fit your short-term or long-term savings goals so we can make your dreams a reality.  
 
 BUSINESS SAVINGS SOLUTIONS

Business Investing
Wealth management from growth to retirement. 
 
We're dedicated to helping you find the right strategy for you, your business, and your employees.
 INVESTMENT AND WEALTH MANAGEMENT












MEET OUR PREFERED COMMERCIAL REALTOR


Cheryle Powell

Sperry Commercial, Rocky Mountain Associates
Cheryle.Powell@SperryCGA.com

Sperry Commercial, Rocky Mountain Associates is a locally owned commercial real estate firm, with national resources for investors. Our success comes from assisting our clients build real estate wealth.  We offer full-service commercial, and residential real estate brokerage, specializing in INVESTMENT sales, buying and 1031 exchange services. 

Cheryle is the Managing Broker and President. Cheryle, along with her Colorado team, first review client’s real estate investment objectives, then implement real estate strategies. The team assists by putting together cost-effective transactions that meet their objectives.

Headquartered in Golden Colorado, we are committed to delivering results through individualized service and industry experience. We develop trust and confidence by combining industry wisdom, out-of-the-box thinking, old school values and the latest tools to perform results in successful transactions. 

Sperry Commercial, Rocky Mountain Associates is also part of a global network of real estate brokerage affiliates dedicated to delivering strategic and targeted solutions to clients around the globe.


Real Estate Experience: Seven years

Professional Designations: CCIM Candidate

Sales Territory: Jefferson County, Front Range investors

Achievements: Sperry Commercial International 2020 Top 10 Broker


























ACCESS THE CAPITAL YOU NEED
TO BUILD YOUR BUSINESS DREAM