Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Online Banking & Bill Pay
Collage of On Tap Credit Union's ATM machine and a historic image of Coors Brewery

Savings

Choose the account that’s right for you.
Open an account today and be on your way in minutes!


Basic Savings Account
Every On Tap member gets a Basic Savings Account with a required minimum deposit of $25. The money is yours and stays in your account. Savings account dividends are earned and compounded monthly. Your account has no monthly service charge. 

“You Name It” Savings Account
The “You Name It” Savings Account is a secondary savings account that you can customize to your special purpose by naming it. Examples include “College Fund,” “Meghan’s New Car,” or “Jack and Amy’s House.” The “You Name It” account requires no minimum deposit, and dividends are earned and compounded monthly.


Holiday Club Accounts
The popular Holiday Club Account helps you save for the holiday season. Your deposits accumulate throughout the year, and on November 1, we’ll return your savings, plus dividends, to you – just in time for the holidays. Dividends are earned and compounded monthly based on your average daily balance.

Build a Dream Savings Club
This special Build a Dream Savings Club pays a premium rate on balances up to $3,000. With a one-year maturity, members can choose a maturity date that coincides with a savings goal. Dividends are compounded and credited monthly. Early withdrawal penalties may apply.


Tips on Tap Icon
Tip: Saving consistently – even just a little bit – adds up over time. Deposit your savings each month or pay period before you start spending to achieve your savings goals.


Certificates of Deposit
With a wide range of terms and competitive interest rates, On Tap Certificates of Deposit, or CDs, are safe, convenient and earn a higher interest rate than a regular savings account.














Term Certificates

Stash your cash from as few as 3 months to as long as 60 months. On Tap Credit Union CDs require a minimum deposit of $500. Dividends are earned and compounded monthly based on your average daily balance. Early withdrawal penalties may apply.




Jumbo Certificates

For big savers, we offer Jumbo Certificates available for initial deposits of $50,000 or more. The Jumbo rate is higher than the current rate on each of our regular CDs of the same term. Dividends are earned and compounded monthly based on your average daily balance. Early withdrawal penalties may apply.




Youth 12-Month Certificates

This exclusive certificate is available for members 18 and younger. It requires a minimum deposit of only $25, and you can make additional deposits throughout the term of the certificate. The certificate is available at the same rate as our regular 12-month CD with dividends earned and compounded monthly based on average daily balance. Early withdrawal penalties may apply.























Mountain lake scene

Customize Your Savings 

Stash Cash and Earn More Money

Money market accounts
Money Market Accounts are savings accounts with a twist - you meet a higher minimum balance, you earn more money, and you still have easy access to your cash.

Money Markets have no timeframe for maturity, so there's no penalty for early withdrawal, although monthly withdrawal limits apply. There is a minimum opening balance and minimum balance required.


Direct Deposit

Your life is hectic enough, so save time by depositing your paycheck with Direct Deposit.
To enroll in direct deposit, you’ll need to provide your employer with the routing number and the 14 digit MICR line account number. The routing number is 307076533.  Contact one of our representatives to discuss how we can help you save automatically with your direct deposit. Call 303.279.6414 today!



Direct Deposit Can Also Be Used for Many Types of Payments

  • Paychecks
  • Annuities
  • Bonuses and commissions
  • Dividend and interest payments
  • Pensions
  • Travel expense settlements
  • Vendor payments
  • Tax refunds
  • Social Security or other government payments

To enroll in direct deposit, you’ll need to provide your employer with the routing number and 14 digit MICR line account number. The routing number is 307076533.

Coin Machines

Coin machines to turn your loose change into dollars are available in both of our branches and are free to members.
On Tap members with gift basket and tickets in a branch lobby
Gary and Sandy Smith, members since 1982
Gary and Sandy Smith are 36-year members of On Tap Credit Union and have taken advantage of the low-cost rates to finance their cars and new Fifth Wheel Camper.

They also have checking, savings and Holiday Club accounts. Gary has worked for the MillerCoors Brewery since 1982 in the Co-Products division of the Brewery.

"The rates are very good, and it's so easy to deal with the people here," said Sandy.  "We are now opening up a business account with On Tap Credit Union for my husband's new business."