Savings
Choose the account that’s right for you.
Open an account today and be on your way in minutes!
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Basic Savings Account
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Every On Tap member gets a Basic Savings Account with a required minimum deposit of $5. The money is yours and stays in your account. Savings account dividends are earned and compounded monthly. Your account has no monthly service charge.
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Peak Tiered Savings
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Savings That You Can Cheers To! Earn more from the start with our On Tap Peak Tiered Savings Account. Unlike traditional savings accounts, this savings account gives you the highest rate on the lowest tiers. That means you earn a better rate of return on lower balances, while still earning a competitive rate on higher balances.
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Holiday Club Accounts
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The popular Holiday Club Account helps you save for the holiday season. Your deposits accumulate throughout the year, and on November 1, we’ll return your savings, plus dividends, to you – just in time for the holidays. Dividends are earned and compounded monthly based on your average daily balance.
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Build a Dream Savings Club
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This special Build a Dream Savings Club pays a premium rate on balances up to $3,000. With a one-year maturity, members can choose a maturity date that coincides with a savings goal. Dividends are compounded and credited monthly. Early withdrawal penalties may apply.
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“You Name It” Savings Account
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The “You Name It” Savings Account is a secondary savings account that you can customize to your special purpose by naming it. Examples include “College Fund,” “Meghan’s New Car,” or “Jack and Amy’s House.” The “You Name It” account requires no minimum deposit, and dividends are earned and compounded monthly.
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Tip: Saving consistently – even just a little bit – adds up over time. Deposit your savings each month or pay period before you start spending to achieve your savings goals.
Coin Machines
Coin machines to turn your loose change into dollars are available in both of our branches and are free to members.
