On Tap Blog
Our blog shares tips and industry insights on financial education including saving or paying off debts to help you craft your financial wellness journey. Because we want you to live life to the fullest!
Financial Wellness
5 Benefits of Consolidating Credit Card Debt to a Personal Loan
Credit cards are convenient to use, but if you find yourself struggling to make multiple credit card payments each month, you might want to consider consolidating your debt.
12/11/2019
Shopping for insurance
Shopping for Insurance
Insurance prices and policy options fluctuate continuously. According to an article from ValuePenguin, insurance companies update policies each year or so in order to “tighten their profit margins.” Because of that, consumers who purchase the best policy for them at the time, might find they’re no longer receiving the same value years later.
10/23/2019
HOLIDAY TIPS
Managing Holiday Expenses
According to a 2017 survey conducted by mobile startup Varo, 74% of Americans say they often fail to budget properly for the holidays, forgetting to take into account the full range of holiday-related expenses such as last minute gifts, food, decorations and holiday outfits.
11/4/2019
Fraud PrEVENTION
With so much of our world online, remember to be smart and protect yourself against fraud.
Now that we live so much of our world online, we’re also more at risk of a hacker accessing our personal information and using it to steal money, run up purchases, even use our medical coverage. Click below for some tips from the Federal Trade Commission for protecting yourself from online fraud.
10/9/2019
EDUCATION
Tips on Tap powered by Enrich
Tips on Tap offers thousands of online materials spanning from financial education to career development and even includes courses on continuing your education. This new resource aligns closely with On Tap’s mission and values of providing the best financial guidance throughout our local communities.
10/3/2019
Home IMPROVEMENT
Home Improvements that Pay Off
Owning a home represents many things: financial success, emotional security, achievement, family and comfort. Our homes are where we return after work, relax with loved ones and sleep safely. Often, though, our home isn’t exactly what we’d like, and we enter the realm of home improvement projects.
9/19/2019
Home Mortgage
Overview of Home Mortgages Process
Finding your dream home can be exciting, but it is important to do your part and work closely with your lender through the process. You might be wondering what this all entails, below is a high-level outline of the process and steps within each one.
9/5/2019