Lower Your Payments With A Colorado Car or Truck Loan Refinance
Saving more money never felt so easy.
Trust On Tap to guide you through your vehicle refinance.
Have your loan elsewhere? Earn extra savings when you refinance your car, truck, motorcycle, or recreational vehicle from another financial institution to On Tap.
Save time with refreshingly fast approvals.GET APPROVED IN LESS THAN 5 MINUTES
48 Month Term
60 Month Term
72 Month Term
Have a quote elsewhere? We'll review to match or beat the rate so you can save even more.
Terms Up To 84 Months Available
Up To 144 Months For Recreational Vehicles And Boats
HERE'S WHAT YOU CAN EXPECT WITH ON TAP
Save money and time transferring your vehicle with fast approvals and professional guidance.
Enjoy a 60-day payment vacation plus choose your own term and payment date to fit your schedule.
Safeguard your investment with insurance and enhanced protection.
Jump-Start Your Refinance In 4 Easy Steps
STEP 1: LEARN WHAT YOU NEED TO SUCCEED
STEP 2: CALULATE A PAYMENT YOU CAN AFFORD
Take some time to review your budget and find the payment that fits you best. See how much you can save with a lower rate or how fast you could pay off your loan with a different term.CALCULATE HOW MUCH YOU COULD SAVE
STEP 3: APPLY IN MINUTES AND GET PRE-APPROVED
STEP 4: PROTECT AND INSURE YOUR NEW INVESTMENT
Guaranteed Asset Protection (GAP)Protect your credit and savings by making sure your balance is covered if your vehicle is totaled.
Credit Life and Disability Insurance
Never overpay for auto insurance again.
Frequently Asked Questions
To best prepare for completing your application, we recommend collecting the following documentation. After you have applied, hold on to these documents so you can reference back to them conveniently if needed.
Valid Government Issued ID
Auto Insurance Card
10-Day Payoff Statement From Current Financial Institution
Proof of Income:
- Two Most Recent Pay Stubs if Employed
- Two Years Tax Returns if Self-Employed
- Award Letter for Social Security or Disability Recipients
Check out our guide for more details about our Loan Protection options.
Learn more about these products and discuss the best option for you with your Financial Advocate when crafting your loan.
Additional Resources For Your Refinance
*APR = Annual Percentage Rate. Rates subject to change without prior notice. Rate received based on individual's credit history. Rates quoted are the lowest available rate to our customers with the automatic payment discount. Some rates based on credit score.
**Offer ends 08/31/2021 and is not available on refinances for existing On Tap Credit Union loans. Not available on loans processed through Credit Union Direct Lending (CUDL). With approved credit. 1 Minimum loan amount of $7,500. Subject to IRS dividend reporting. 2 Term and model year restrictions may apply. 3 Interest accrues during deferral period and may extend the term of the loan. Payment vacation only available for terms up to 60 months. Payments may be made during the deferral period.