

Lower Your Payments With A Colorado Car or Truck Loan Refinance
Saving more money never felt so easy.
Trust On Tap to guide you through your vehicle refinance.

Save time with refreshingly fast approvals.
GET APPROVED IN LESS THAN 5 MINUTES6.49% APR*
48 Month Term
6.49% APR*
72 Month Term
Financing 80% of Value or Less
7.49% APR*
96 Month Term
Must be under 1 year old with less than 10,000 miles
Have a quote elsewhere? We'll review to match or beat the rate so you can save even more.
Terms Up To 96 Months Available
Up To 180 Months For Recreational Vehicles And Boats
HERE'S WHAT YOU CAN EXPECT WITH ON TAP
Expert Guidance
Save money and time transferring your vehicle with fast approvals and professional guidance.
Payment Vacation
Enjoy a 60-day payment vacation plus choose your own term and payment date to fit your schedule.
Vehicle Protection
Safeguard your investment with insurance and enhanced protection.
Jump-Start Your Refinance In 4 Easy Steps![]() ![]() ![]() ![]() |
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STEP 1: LEARN WHAT YOU NEED TO SUCCEED
STEP 2: CALULATE A PAYMENT YOU CAN AFFORD
Take some time to review your budget and find the payment that fits you best. See how much you can save with a lower rate or how fast you could pay off your loan with a different term.
CALCULATE HOW MUCH YOU COULD SAVESTEP 3: APPLY IN MINUTES AND GET PRE-APPROVED
STEP 4: PROTECT AND INSURE YOUR NEW INVESTMENT
Guaranteed Asset Protection (GAP)
Protect your credit and savings by making sure your balance is covered if your vehicle is totaled.Extended Warranty
Credit Life and Disability Insurance
Never overpay for auto insurance again.

Frequently Asked Questions
To best prepare for completing your application, we recommend collecting the following documentation. After you have applied, hold on to these documents so you can reference back to them conveniently if needed.
Valid Government Issued ID
Vehicle Registration
Auto Insurance Card
10-Day Payoff Statement From Current Financial Institution
Proof of Income:
- Two Most Recent Pay Stubs if Employed
- Two Years Tax Returns if Self-Employed
- Award Letter for Social Security or Disability Recipients
Check out our guide for more details about our Loan Protection options.
Learn more about these products and discuss the best option for you with your Financial Advocate when crafting your loan.
Additional Resources For Your Refinance
Still have questions about completing your refinance?
Contact us to get started at 303.279.6414 or request a call or email back.

*APR = Annual Percentage Rate. Rates subject to change without prior notice. Rate received based on individual's credit history. Rates quoted are the lowest available rate to our customers with the automatic payment discount. Some rates based on credit score. Federally Insured by the NCUA
** With approved credit. Auto refi floor rate is as low as 6.49% APR. Terms vary by vehicle type and amount financed. Loan qualification and (APR) Annual Percentage Rate based on individual credit worthiness. A $10,000 loan for 72 months at 6.49% APR would result in a monthly payment of $162. Not all borrowers will qualify for the best rate and terms may vary on amount financed. Rates are subject to change. Finance charges begin at initial open date of loan.