Youth Savings Accounts


SUCCEED at Teaching Your Children to Save

Children learn the concept of money early. Even a two-year-old may know that a credit card can buy things. We help parents teach good money habits early so those kids turn into financially responsible adults.

Brewster Savings Club (birth to 9 years of age)

A great way to get kids excited about saving. Each child receives a Baby Brewster doll when they join. Plus, all Brewsters are invited to attend events and enter contests.

Learn-to-Earn Savings Club

For our members 18 years of age or younger, we offer a special savings club that allows our younger members to earn a premium rate on savings dollars on balances up to $3,000. The one-year maturity allows the flexibility of choosing an initial maturity date that coincides with a savings goal. Dividends are compounded and credited monthly. Early withdrawal penalties may apply.

Youth 12-Month Certificate

Here’s a sweet way to save more. This exclusive certificate is only available for members 18 and younger and only requires a minimum deposit of $25. After that you can make additional deposits throughout the term of the certificate. The certificate is available at the same rate as our 12-month share certificate with dividends earned and compounded monthly based on average daily balance. Early withdrawal penalties may apply.

Coverdell Education Savings Account

A tax-privileged savings account with contributions up to $2,000 a year per beneficiary, which amounts to about $166 a month.

Share Certificate (for kids of all ages)

When your savings balance reaches $500 think about opening a high-yield certificate. Lots of terms are available, so you can earn even more.

Click here to view all of our Youth Savings Account rates.