Youth Accounts


Children learn the concept of money early. Even a two-year-old may know that a credit card can buy things. We help parents teach good money habits early so those kids turn into financially responsible adults.

Brewster Savings Club 

A great way to get kids 9 years old and younger to get excited about saving. Each child receives a Baby Brewster doll when they join. 

Learn-to-Earn Savings Club

For our members 18 years of age or younger, we offer a special savings club that allows our younger members to earn a premium rate on savings dollars on balances up to $3,000. The one-year maturity allows the flexibility of choosing an initial maturity date that coincides with a savings goal. Dividends are compounded and credited monthly. Early withdrawal penalties may apply.

Youth 12-Month Certificate

Here’s a sweet way to save more. This exclusive certificate is only available for members 18 and younger and only requires a minimum deposit of $25. After that you can make additional deposits throughout the term of the certificate. The certificate is available at the same rate as our 12-month share certificate with dividends earned and compounded monthly based on average daily balance. Early withdrawal penalties may apply.

Coverdell Education Savings Account

A tax-privileged savings account with contributions up to $2,000 a year per beneficiary, which amounts to about $166 a month.

Click here to view all of our Youth Savings Account rates.