Savings Accounts


Saving is more than just dropping spare change into a piggybank. It’s having a cushion for emergencies or for reaching a goal.

Every On Tap member gets a basic savings account with a required minimum deposit of $25. The money is yours and stays in your account Savings account dividends are calculated daily from the date of deposit to the date of withdrawal and are paid monthly. Your account has no monthly service charge. 

Open an account today and be on your way in minutes!

Click here to view our Savings Account rates.

Open a Savings Account

Save for Something Special

“You Name It” Savings Account

The “You Name It” Savings Account is a secondary savings account that you can customize to your special purpose by naming it. Examples may include “College Fund”, “Meghan’s New Car”, or “Jack and Amy’s House.” The “You Name It” account requires no minimum deposit, and dividends are earned and compounded quarterly.

Holiday Club Accounts

The popular Holiday Club Account helps you save for the holiday season. Your deposits accumulate throughout the year. On November 1, we’ll return your savings, plus dividends, to you – just in time for the holidays! Dividends are earned and compounded quarterly based on your average daily balance.

Build a Dream Savings Club

This special savings club helps members by paying a premium rate on balances up to $3,000. With a one-year maturity, members can choose a maturity date that coincides with a savings goal. Dividends are compounded and credited monthly. Early withdrawal penalties may apply.