Overdraft Protection

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Mistakes happen, but they don’t have to cost you. Save yourself from expensive Non-Sufficient Funds (NSF) charges by establishing an Overdraft Protection plan. Choose one or both of the following convenient options.

Saving Account

Designate a savings account as your overdraft account. If you withdraw more than is available in your checking account, we’ll automatically transfer the exact amount needed to cover the transaction up to your available funds ($1 transfer fee may apply). Transfer restrictions may apply.

Overdraft Protection Line of Credit

It's a line of credit* tied to your checking account; if you don't use it, it costs nothing. If it's activated because you have insufficient funds in your checking account to cover a charge, then you pay interest on the number of days you use the line of credit. Monthly payments (or a lump sum payoff) keep the line ready for you, whenever you need it.

*With approved credit.

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