Ever wish you could take a break from your monthly loan payments and use the money for something else like unexpected expenses, holiday shopping or even a vacation? Well, you can! Just sign into online banking and send us a message asking to skip your payment. You can also stop by a branch and speak with a representative to request a skip-a-payment on qualifying loans up to two times a year.


*Excludes home loans (including mortgages and home equity lines of credit), overdraft lines of credit, and credit cards. In order to qualify, you must not have been late on any On Tap Credit Union loan payment, or have skipped two payments on the loan requested, in the past 12 months. You may not skip two consecutive loan payments. There is a $25 fee per skipped loan payment, which will be deducted from your On Tap Credit Union share or checking account. Interest will continue to accrue during the extension period at the same rate(s) as the original contract(s) and that the term and repayment period of the loan(s) will be extended due to this request. Additional documentation may be required. Additional restrictions may apply.