On Tap Credit Union Home Page
Fraud Alert: On Tap Credit Union has been made aware of recent fraud attempts targeting members in our community. Scammers may contact you by phone, text, or email asking for personal information, login credentials, or one-time passcodes.
Remember: On Tap Credit Union will never call, text, or email you to request your account number, online banking login, or verification codes. If you receive a suspicious message or call, hang up immediately and give us a call at (303) 279-6414.
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Refinance And Save More
Refinance your car or truck to On Tap from another financial institution and save more with:
3 Months No Payments*
$200 Cash Back*
1% Rate Discount*
Use Promo Code: 321RIDE
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Consolidate Your Debts And Lower Your Payments Fast
6.99% APR* On Balance Transfers For The First Year
Skip-A-Pay Loan Payment Solutions
FEATURED RATES
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On Tap Online and Mobile Banking
Access your On Tap accounts any time, from anywhere, on any device.
Visit the App Store or Google Play to download the On Tap Mobile Banking app for your Android or iPhone.
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“We were able to consolidate our debts into one credit card with a lower interest rate. We refinanced both our cars and we are now credit card debt free!! This means more vacation time for the family!”
Jennifer C. Member Since 2008
Member Owned. Colorado Proud.
Crafted Financial Solutions
Local Service - Nationwide Access
Judgement-Free Coaching
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Our 5-step process crafts solutions to simplify banking and help you make confident financial decisions with all of your banking needs conveniently "On Tap."
What's On Tap
Get the latest news and information.
*Credit Cards - APR = Annual Percentage Rate. Conditions, restrictions, and credit approval apply. The offer may end at any time. The introductory period is twelve billing cycles from the date the credit card account is opened. The balance of purchases you make during the introductory period will return to your regular qualified rate at the end of the introductory period if you do not pay it in full. After the introductory period, all purchases and balance transfers made will be subject to your qualified APR. Refer to your Credit Card Agreement for complete information. OTCU membership of $5 is required.
* Skip-A-Pay Loan Solutions - Excludes home loans (including mortgages and home equity lines of credit) and credit cards. In order to qualify, you must not have been late on any On Tap Credit Union loan payment, or have skipped two payments on the loan requested, in the past 12 months. You may not skip two consecutive loan payments. There is a $25 fee per skipped loan payment, which will be deducted from your On Tap Credit Union share or checking account. Interest will continue to accrue during the extension period at the same rate(s) as the original contract(s) and that the term and repayment period of the loan(s) will be extended due to this request. Additional documentation may be required. Additional restrictions may apply.
Federally Insured By The NCUA