On Tap Credit Union Home Page
Save More On Auto Loans And Jump-Start Your Next Adventure
Enjoy No Payments For 90 Days* When You Purchase Or Refinance Your Car Or Truck
USE PROMO CODE: NOPAY90
Savings Balance Growing? Keep It Going Stronger
Earn higher returns the more you save with an On Tap Money Market Account.
Skip-A-Pay Loan Payment Solutions
Holiday Savings Solutions For The Whole Family
Kids Earn More On Short-Term Savings
Lock in a guaranteed return Today with a 12-Month fixed Rate Youth CD
Join Us In Giving Back This Holiday Season
Choose a charity and spread some joy in time for the holidays. On Tap Credit Union is matching the first $1,000 donated.
FEATURED RATES
On Tap Online and Mobile Banking
Access your On Tap accounts any time, from anywhere, on any device.
Visit the App Store or Google Play to download the On Tap Mobile Banking app for your Android or iPhone.
“We were able to consolidate our debts into one credit card with a lower interest rate. We refinanced both our cars and we are now credit card debt free!! This means more vacation time for the family!”
Jennifer C. Member Since 2008
Member Owned. Colorado Proud.
Crafted Financial Solutions
Local Service - Nationwide Access
Judgement-Free Coaching
Our 5-step process crafts solutions to simplify banking and help you make confident financial decisions with all of your banking needs conveniently "On Tap."
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* 2% Off Qualified Rate On Holiday Loans - APR = Annual Percentage Rate. Not all borrowers will qualify for the lowest rate. Use Promo Code: HOLIDAYLOAN2024
*Home Equity No Closing Costs - No closing costs in most cases. Appraisal or third-party fees may apply at the member’s expense. For a $250,000 loan, these fees can range from $0 to $1000. Use Promo Code: NOCLOSECOST2024
*12-Month Youth CD - APY=Annual Percentage Yield. Minimum opening deposit and balance to earn the stated rate is $500. Minimum term to earn stated rate is 12 months. The rate is accurate as of 11/1/2024. Promotion is valid for a limited time and subject to change. Early withdrawal penalties apply. Penalties and withdrawals will reduce earnings. This certificate will roll over into a 12-month certificate at the available rate at the time of maturity if no other direction is provided prior to maturity.
*90 Day No Payments On Auto Loans - Interest accrues during the deferral period and may extend the term of the loan. Payments may be made during the deferral period. Offer not applicable on boat, powersport, and RV loans. Use promo code NOPAY90.
*Money Market - APY = Annual Percentage Yield. Rate is subject to change after account is opened. Minimum balance to receive the advertised rate is $25,000. Minimum opening balance and balance to avoid fees is $1,000. Fees will reduce earnings.
* Skip-A-Pay Loan Solutions - Excludes home loans (including mortgages and home equity lines of credit) and credit cards. In order to qualify, you must not have been late on any On Tap Credit Union loan payment, or have skipped two payments on the loan requested, in the past 12 months. You may not skip two consecutive loan payments. There is a $25 fee per skipped loan payment, which will be deducted from your On Tap Credit Union share or checking account. Interest will continue to accrue during the extension period at the same rate(s) as the original contract(s) and that the term and repayment period of the loan(s) will be extended due to this request. Additional documentation may be required. Additional restrictions may apply.
Federally Insured By The NCUA