Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Online Banking & Bill Pay
Man playing in back yard with daughter

Home Equity Loans

Use the equity in your home to make simple repairs, complex renovations or energy improvements

You can also use your home’s equity to pay off a car loan, finance education, consolidate debt or take the vacation of your dreams!


HOME EQUITY LOAN (2nd MORTGAGE)

On Tap Credit Union’s Home Equity Loan program features:

  • No Points
  • Fixed rate, fixed payment
  • Fast approval
HOME EQUITY LINE OF CREDIT (HELOC)

Our variable-rate HELOC is a revolving line of credit that you can access any time for 15 years with no need to reapply when you need additional funds.

  • Competitive variable rate**
  • 15-year draw period / Up to a 15-year repayment period***
“Leslie believed in me and helped me refinance my home and establish a Home Equity Line of Credit during a difficult time. As a single mom, that not only helped me support myself and my daughter, but has had far reaching and powerful positive results that helped change my life.”
Suzanne C. , Member Since 2012

 **APR = Annual Percentage Rate. Published HELOC rates based on approved credit and loan-to-value and adjust quarterly based on the Prime Rate as published in the Wall Street Journal 15 days prior to the beginning of each quarter. 

 ***Please see an On Tap Credit Union representative for more details.













Ian standing in Golden Branch Lobby

Contact us today!



Take a look at our rates!


Ian Pertner, Home Loan Consultant

NMLS#996100
























Mountain scene with white caps and trees with yellow leaves