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Home Equity Loans
Use the equity in your home to make simple repairs, complex renovations or energy improvements
You can also use your home’s equity to pay off a car loan, finance education, consolidate debt or take the vacation of your dreams!
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HOME EQUITY LOAN (2nd MORTGAGE)
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On Tap Credit Union’s Home Equity Loan program features:
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HOME EQUITY LINE OF CREDIT (HELOC)
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Our variable-rate HELOC is a revolving line of credit that you can access any time for 15 years with no need to reapply when you need additional funds.
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“Leslie believed in me and helped me refinance my home and establish a Home Equity Line of Credit during a difficult time. As a single mom, that not only helped me support myself and my daughter, but has had far reaching and powerful positive results that helped change my life.”Suzanne C. , Member Since 2012
*Maximum loan amount is $250,000. Maximum appraisal fee waived is $450, on approved applications only. Subject to credit approval.
**APR = Annual Percentage Rate. Published HELOC rates based on approved credit and loan-to-value and adjust quarterly based on the Prime Rate as published in the Wall Street Journal 15 days prior to the beginning of each quarter.
***Please see an On Tap Credit Union representative for more details.
