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Home Equity Loans

Use the equity in your home to make simple repairs, complex renovations or energy improvements

You can also use your home’s equity to pay off a car loan, finance education, consolidate debt or take the vacation of your dreams!


HOME EQUITY LOAN (2nd MORTGAGE)

On Tap Credit Union’s Home Equity Loan program features:

  • No Points
  • No Appraisal Fee*
  • Fixed rate, fixed payment
  • Fast approval
HOME EQUITY LINE OF CREDIT (HELOC)

Our variable-rate HELOC is a revolving line of credit that you can access any time for 15 years with no need to reapply when you need additional funds.

  • No Appraisal Fee*!
  • Competitive variable rate**
  • 15-year draw period / Up to a 15-year repayment period***
“Leslie believed in me and helped me refinance my home and establish a Home Equity Line of Credit during a difficult time. As a single mom, that not only helped me support myself and my daughter, but has had far reaching and powerful positive results that helped change my life.”
Suzanne C. , Member Since 2012
*Maximum loan amount is $250,000. Maximum appraisal fee waived is $450, on approved applications only. Subject to credit approval.

 **APR = Annual Percentage Rate. Published HELOC rates based on approved credit and loan-to-value and adjust quarterly based on the Prime Rate as published in the Wall Street Journal 15 days prior to the beginning of each quarter. 

 ***Please see an On Tap Credit Union representative for more details.













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Contact us today!



Take a look at our rates!


Ian Pertner, Home Loan Consultant

NMLS#996100