Checking Accounts

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Everything is easier when you have the right tools. Our checking accounts are the perfect tools for handling the financial details of life. Features like free online banking, bill pay and mobile banking make the job efficient and even a little fun.

This checking account has no monthly service charge, no minimum balance requirements, no ATM surcharges at thousands of CO-OP ATMs, and is loaded with features that make it a real refreshing change from other checking accounts out there.

  • No monthly service charge
  • No minimum balance
  • No ATM fees at thousands of CO-OP ATMs
  • Visa® debit card
  • Free online and mobile banking
  • Free bill pay 
  • Free e-statements

Open an account!

Truth in Savings Disclosure

 

 

Here’s a checking account exclusively for our members age 55+. Senior Checking offers the same great features as our Free Checking with the extra benefit of free checks!

  • No monthly service charge
  • No minimum balance
  • No ATM fees at thousands of CO-OP ATMs
  • Free Visa® debit card
  • Free online banking
  • Free bill pay
  • Free mobile banking
  • Free e-statements
  • 1 free box of On Tap Credit Union logo checks each year (shipping charges will apply)

Open an account!

Truth in Savings Disclosure

Teens have a lot of expenses - movies, music, food, clothes, and loads of other needs. This is the perfect time to learn how to manage money while mom and dad can still help out.

Teens ages 13 through 17 years old can open a checking account with a parent or gaurdian's signature. This full-service account includes all of the features of the Free Checking Account.

  • No monthly service charge
  • No minimum balance
  • No check writing limits
  • No ATM fees at thousands of CO-OP ATMs
  • Free Visa® debit card
  • Free online and mobile banking
  • Free bill pay
  • Free e-statements

Parents, as a joint owner on your child’s account, you’ll be able to monitor transactions and be able to assist your child in learning how to manage their money. You can set up automatic transfers from your account to theirs for things like allowances. And if your tean has a job, they can have their paycheck automatically deposited into their checking account if their employer offers direct deposit.