Credit, Debit, ATM and Gift Cards


Apply now and take advantage of this great offer! 

  • 1.99% introductory APR* on all new purchases for 12 months
  • 2.99% introductory APR* on all balance transfers for 12 months

Choose a Colorado Native, Blue Moon or Coors Banquet design and then choose the card that’s right for you – Platinum Summit Visa® or Platinum Rewards Visa®

  • Get fixed rates as low as 7.90% APR* after the introductory period on the Platinum Summit Visa®
  • Or get fixed rates as low as 11.90% APR* after the introductory period on the Platinum Rewards Visa® AND earn ScoreCard Rewards Points for every dollar you spend!

Plus there are NO Balance Transfer Fees, NO Cash Advance Fees and NO Annual Fee!


Falcon Fraud Monitoring

Rest assured that your accounts are protected from fraud 24/7 with Falcon Fraud Monitoring. If fraudulent debit or credit card activity is detected on your account, you will be contacted by a Falcon representative to verify the transaction. Click here to learn more about this valuable service.

No-Cost Travel Accident Insurance with Your Visa® Rewards Card

Whether you’re traveling across the country or around the world, your On Tap Credit Union Visa® Rewards credit card automatically covers you and your family with No-Cost Travel Accident Insurance. Use your card to purchase tickets on any common carrier – air, land or sea – and they will be covered in the event of an accident or loss. By how much you ask? Up to $1,000,000! No registration is required - just use the card and you’re automatically covered – it’s that simple, and just that convenient.

Auto Rental Collision Damage Waiver with Your Visa® Card

Auto Rental Collision Damage Waiver eliminates the need for cardholders to pay for the collision damage waiver or similar provisions provided by commercial auto rental companies on most passenger vehicles – saving them as much as $13.00 per day in insurance costs. This program will cover rentals up to 15 days in the US and 31 days outside the US.

For our full credit card disclosure, click here.

*APR = Annual Percentage Rate. Conditions, restrictions and credit approval apply. Offer may end at any time.  The introductory period is twelve billing cycles from the date the credit card account is opened. The balance of purchases you make during the introductory period will return to your regular qualified rate at the end of the introductory period if you do not pay it in full. After the introductory period, all purchases and balance transfers made will be subject to your qualified APR. Refer to your Credit Card Agreement for complete information.

MasterCard® Debit Check Card: Coors Light or Mile High Debit

Coors Credit Union Debit MasterCardCoors Credit Union Debit MasterCard

Everyday Purchases Made With Ease

Filling up the gas tank, grabbing cash for a night out, or getting your favorite cup of Joe - the debit card allows its users the beauty of convenience and peace of mind. Conduct PIN-based (Personal Identification Number) transactions that automatically deduct the money from your checking account, signature-based transactions that act like a credit card, or ATM withdrawals from any On Tap Credit Union or CO-OP Network ATM's nationwide - all for free!

Any member age 21+ may choose between the Coors Light or Mile High Debit card designs. Debit card members under 21 will automatically receive the Mile High debit card.

ATM-Only Card: Crisp Cash

Coors Credit Union ATM CardCoors Credit Union ATM Card

This ATM (cash only) Crisp Cash card is ideal for those who are just starting out in life, learning about managing finances and maintaining a budget. As well as for those who only want access to their cash without needing a credit or debit card.

Parents/Guardians: This is the perfect tool to introduce your tween or teen to managing their own finances, while you’re still able to monitor their growth and help with the learning curve.

How and Where to Use: The Crisp Cash card can be used at any participating ATM nationwide via the CO-Op Network (visit for locations). And of course, at your local On Tap Credit Union branch ATM. No matter where, the funds will come directly out of your credit union account.

When members choose the On Tap Credit Union Crisp Cash card, they have their choice between a snowboarder or Columbine flower image on their card.

Card Comparison - Last Updated October 1, 2012
  VISA Rewards VISA Summit MasterCard® Debit ATM-Only
Purchase and Cash Advance Rates As Low As 11.90% APR* 7.90% APR* NONE NONE
Balance Transfer Fee NONE NONE N/A N/A
Late Fee up to $15 up to $15 N/A N/A
Overlimit Fee N/A N/A N/A N/A
Returned Check $20 $20 N/A N/A
Cash Advance Fee NONE NONE N/A N/A
Minimum Payment 3% or $25 2% or $20 N/A N/A
Point Redemption Ticket at 27,500 and points do not expire! NONE N/A N/A
No-Cost Travel Accident Insurance YES NONE  N/A  N/A 
Auto Rental Collision Damage Waiver YES YES N/A  N/A 

For full VISA credit card disclosure click here.

*APR = Annual Percentage Rate.  Rates based on credit score. In order to receive the 7.90% APR rate, member must meet eligibility criteria, including having the minimum required credit score; having limits over $2,500.00; opening a checking account with debit card; and signing up for direct deposit, eStatements, and/or online bill pay.

VISA Gift Cards

A Great Gift for ANYONE!

As another great plastic benefit for our members, On Tap Credit Union offers VISA gift cards. How do they work? You simply tell us the amount you want the VISA gift card for, choose a design option, we load the card and then you take it home with you that day – it’s that simple! A VISA gift card allows you the convenience to give a gift that anyone can enjoy as the gift cards are accepted almost anywhere VISA is. The cards are loadable from $10 - $1,000.

To order VISA gift cards, either send us a secured message through your online banking account or stop into either branch location. Please note that a charge of $2.50 applies.