Auto Buying Resources



At On Tap Credit Union, we want to help members save time and money when searching for their next vehicle. Our AutoSMART online car-shopping tool will help you:

Browse Vehicles from participating local dealerships through our website.

Search & Filter Results on our site to find the best options. You can use the detailed information, photos and cross-shopping tools to compare your favorites.

Streamline Financing on our site by connecting with dealers that know you’re working with [credit union name], and will expedite the process when you’re ready to visit a dealership.

By starting on our website, shopping for a vehicle is as easy as 1, 2, 3!  Visit AutoSMART, choose your car and get pre-approved with the credit union.

Automotive Avenues

Choose from more than 250 pre-owned vehicles, an unlimited availability of new cars, or use their unique locator service to deliver the right car just for you. A hassle-free, auto-buying experience is what you’ll find at Automotive Avenues. Plus, you'll  receive a .50% APR discount on your auto loan rate when you finance with On Tap Credit Union! Call 303.750.5000 or visit

How Automotive Avenues is different from other dealerships
The sales staff at Automotive Avenues is not just there to sell cars; they’re here to help find the right vehicle for you. Unlike the traditional profit-based commission pay plan at a typical dealership, their sales consultants are non-commissioned, which allows them to concentrate on you and your automotive needs. Their loyalty is with you—never a specific make or model.

When does the haggling begin? 
There isn’t any! Their prices are set at or below market value, so there’s no dreaded haggling. Their sales consultants strive to create an enjoyable experience by providing a relaxed atmosphere and presenting you with extraordinary customer service.

What if you change your mind after purchase? 
No problem! They offer a liberal 48-hour/200-mile “No questions asked” return policy and a 7-day/500-mile exchange policy on all pre-owned vehicles.

Two ways to buy: 

  • Shop online at hundreds of new and used vehicles in inventory, request a brand new vehicle or request a test drive. 
  • Visit their sales lot at 10701 W 6th Ave, Lakewood, CO 80215 [ view map ]


Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.