Membership Eligibility

If you want to belong to the bank-alternative that has YOUR borrowing interests at heart – the place that helps you LEARN, DREAM and SUCCEED – then stop by our Golden or Arvada On Tap Credit Union branches OR apply right here online!

You are eligible to join if you:

  • Live or work in Jefferson, Denver, Boulder or Larimer County.
  • Live with or are related to a member of On Tap Credit Union, including anyone related by blood, marriage, legal guardian relationship, domestic partnership or adoption and foster children.
  • Are a current or retired employee of MillerCoors Company (formerly known as Coors Brewing Company), CoorsTek, Coors Distributing Company, Terumo BCT, Colorado distributors of Coors products, Golden Distribution Center, or one of our other Select Employee Groups. If you aren't sure, contact us for more information. 

If you don't meet any of the above requirements, please contact us to see if there are other ways you may be eligible. 

Join Today!

Membership Benefits

Between working, raising a family and everything else, the last thing you need to worry about is money management. On Tap Credit Union provides services that take the stress out of your day-to-day and month-to-month finances. And, you won’t have to navigate a confusing maze of fine print and hard to understand language. With On Tap Credit Union what you see is what you get—straightforward, hardworking accounts that give you the power to Learn, Dream and Succeed.

Time after time, studies show that credit unions, on average, offer the lowest rates on loans and fees, and the highest rates on savings. This is true because of our not-for-profit status, hard-working volunteers and lower operating costs.

Financial Services
We believe that everyone deserves savings accounts that pay and loans that are affordable. We offer a complete line of financial tools for all your needs.

Business Services
We support our members who are pursuing their dreams of business ownership. Learn more about our Business services.

Our members are the owners of On Tap Credit Union. You participate in organizational operations by: electing the unpaid volunteer Board of Directors and through volunteer opportunities. A savings account represents your “share” in this cooperative financial organization.

Member deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a US Government agency. Individual Retirement Accounts are separately insured up to $250,000 each.

Once a Member, Always a Member

When you become a member, your family is also eligible to join! Even if you change jobs, retire or move away, we'll continue providing you with the quality member service you've come to enjoy at On Tap Credit Union.

We Make Switching Easy

After you open your new On Tap Credit Union account, simply click here to print our simple switch kit. It will give you all of the information you’ll need to close your accounts at other financial institutions.